Mortgage Loan Officer for Home Purchase, Refinance and Pre-Approval

Work directly with a licensed mortgage loan officer on home purchase loans, refinancing and pre-approval. Get a clear view of what you qualify for, what it costs and how long it takes before committing to anything.

Ruth Johaningsmeir, Mortgage Loan Originator at NEXA Lending. NMLS #2176345. Call (239) 899-6455.

Frequently Asked Questions

Who is Ruth Johaningsmeir?

Ruth Johaningsmeir is a Mortgage Loan Originator at NEXA Lending (NMLS #2176345). Expert mortgage loan originator in Florida and North Carolina helping first-time buyers, refinancing, and home purchases. Licensed #2176345.

What areas does Ruth Johaningsmeir serve?

Ruth Johaningsmeir is licensed to provide mortgage services in Florida and North Carolina.

What services does Ruth Johaningsmeir offer as a mortgage loan officer?

Ruth Johaningsmeir offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Florida and North Carolina. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.

How can I contact Ruth Johaningsmeir?

You can call (239) 899-6455 and email ruth@NEXALending.com to get started or ask about current mortgage rates and pre-approval.

What is Ruth Johaningsmeir's NMLS number?

Ruth Johaningsmeir's NMLS license number is 2176345. You can verify this license at nmlsconsumeraccess.org.

How do I get pre-approved for a mortgage with Ruth Johaningsmeir?

Getting pre-approved is simple: share your income, assets, and credit details, and Ruth Johaningsmeir will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.

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Ruth Johaningsmeir

Ruth Johaningsmeir

Mortgage Loan Originator

NMLS# 2176345

Call or Text: (239) 899-6455

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Why Choose Me

Why Work With Ruth Johaningsmeir?

Your mortgage is one of the biggest financial decisions you'll make. I'm here to make it simple, transparent, and stress-free.

Licensed Expert

Fully licensed mortgage professional you can trust

Fast Approvals

Get pre-approved in as little as 24 hours

Clear Communication

Transparent process with no surprises

Competitive Rates

Access to the best rates in the market

Live Market Pricing

Rates update daily — ask for your personalized quote.

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Insights and tips to guide you through home financing.

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